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Can We Expect a Surge in Bankruptcies Due to Coronavirus?

April 2, 2020

How financial institutions deal with the coronavirus will tell us a great deal about what the financial future holds for Americans across the country who work in sectors that are considered “non-essential” for the purposes of this quarantine. Already, a number of businesses such as restaurants, bowling alleys, and other hospitality and recreation centers are…

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Debt Settlement

March 14, 2020

First things first. You have a right to request specific information on the debt that a collector says you owe. You want to make sure that the debt is still within the statute of limitations before making any payment on it. If the debt is still valid (ie: not zombie debt) then you can begin…

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Driver’s License Reinstatement and Chapter 13 Bankruptcy

March 14, 2020

Consumer bankruptcy, also known as personal bankruptcy, is a type of bankruptcy filed by individuals or spouses when they can no longer afford to pay their debts. Individuals and spouses can file under Chapters 7 and 13 and, less frequently, under Chapter 11. In this article, we’ll discuss consumer bankruptcy and how a Eugene, OR…

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The Pitfalls of Filing Chapter 7 Without an Attorney

March 11, 2020

There are some folks who attempt to file bankruptcy on their own. Most of these folks file for Chapter 7 since that is the simplest kind of bankruptcy. Even those who have chosen the right chapter to file under will need to accurately complete and file bankruptcy forms with the court and the bankruptcy trustee…

Debt Collector Harassment

Debt Collector Harassment

March 5, 2020

Debt Collector Harassment Collections strategies come in two different forms. Those are debt collection agencies and debt collection attorneys. Of the two, debt collection attorneys are the more dangerous, which is why debt collection agencies sometimes have attorneys on-hand who can file lawsuits. Most of them, however, don’t. They are left with only two tricks…

Vehicle Repossession

Vehicle Repossession

March 5, 2020

Vehicle Repossession Laws Oregon, like all states, has specific laws regarding the repossession of vehicles after car loans have gone into default. Often, lenders can repossess the vehicle as soon as you miss one payment. This is especially true of those who lend to individuals with poor credit (Buy Here, Pay Here dealerships). If you’re…

Bankruptcy Attorney

Bankruptcy Lawyer in Lane County Helping to Eliminate Second Mortgages

March 4, 2020

Second mortgages, often in the form of a Home Equity Line of Credit (or HELOC) is an effective tool to use the equity in your house to make home improvements or pay for other expenses. However, if you find yourself in financial distress, the extra mortgage payment may take a serious toll on your budget.…

Bankruptcy Attorney

Top Reasons Why People File for Bankruptcy

February 29, 2020

No one wants to file for bankruptcy. But many Americans did file last year and many more will file this year. The question then becomes: What drives them into a situation where they need to wipe their financial slate clean? What happened along the way that made bankruptcy the best option available? There are three…

Bankruptcy Attorney

Mistakes to Avoid Before You File for Bankruptcy

February 29, 2020

Bankruptcy judges are not very kind to those who attempt to defraud the bankruptcy process. Even innocent-seeming transactions can cause a bankruptcy judge or the trustee to look askance at your filing. To avoid even the appearance that you are trying to pull one over on them, you should avoid making any of the following…

Bankruptcy Attorney

I’m Being Sued by a Creditor! What Should I Do?

February 29, 2020

Most people file for bankruptcy once they learn that a creditor has either initiated a lawsuit against them or made their intent to sue known. The lawsuit cannot move forward, however, until you are actually served with papers. If the debt is small enough to be handled in small claims court, then you can be…

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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship.

 

I am debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.