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Springfield Bankruptcy

How to Get a Mortgage After Filing Bankruptcy

February 29, 2020

Most folks think that if they file for bankruptcy, they’ll never be able to get credit again. They have dreams of buying a house, so they wait and wait while interest accumulates on their accounts. They struggle to repay the money they owe until eventually, they have no choice but to file for bankruptcy. With…

choosing a Bankrutpcy Attorney

How to Choose a Bankruptcy Attorney

February 29, 2020

So your finances are getting away from you? You’re not alone. Every year millions of Americans file for bankruptcy. They lose their jobs, they incur unforeseen medical expenses, or they keep trying to pay but it never seems like their balance goes down. Then their creditors start filing lawsuits against them. They go online and…

Bankruptcy Attorney

Chapter 13 Bankruptcy Versus Chapter 7

February 29, 2020

Bankruptcy Individuals have two main options for bankruptcy: Chapter 7 and Chapter 13. These are vastly different in the way that they manage your debts. They also have different credit penalties and are well-suited to handling specific types of debt. In this article, we’ll take a look at some of the main differences between Chapter…

Bankruptcy Attorney

Can a Bankruptcy Stop My Foreclosure?

February 29, 2020

Those who are facing foreclosure often consider the possibility of bankruptcy. Of course, when most people think of bankruptcy, they think of Chapter 7. They wrongly assume that their debts will be wiped out with a penalty on their credit report. While this does describe Chapter 7, there is another type of bankruptcy, Chapter 13,…

bankruptcy of the rich

Bankruptcies of the Rich and the Famous

February 29, 2020

Are you feeling a little glum at the prospect of filing for bankruptcy? In America, we’re taught that we should pay our debts, yet the bankruptcy system exists for a vital reason: To protect our economy. Financial problems happen to the best of us (or at least the most visible of us). Once- rich celebrities…

alternatives to bankruptcy

Alternatives to Bankruptcy and Their Dangers

February 29, 2020

Those who are in serious debt and are not bringing in the money necessary to pay off that debt do have several alternatives to bankruptcy, but many of the services offered by companies are predatory. Driving you further into debt is a big business and there is a lot of money to be made regardless…

Bankruptcy Lawyer Near Me

August 3, 2019

At Butcher Law Office, LLC, we are compassionate and experienced at helping clients obtain a fresh financial start through the bankruptcy process.    We offer a very personal approach to bankruptcy, realizing that no two people or financial situations are the same.  We treat clients with the utmost respect and dignity throughout the bankruptcy process and…

Retaining Credit Cards through Bankruptcy

July 8, 2017

I have many clients who want to hold onto a credit card through bankruptcy. But this is not always the best idea and is a lot more difficult than it may seem at first blush. In the first place, you must list all creditors you owe money to in your bankruptcy, including any medical bills…

Time Barred Debt; or, Debt that Lives on Past its Expiration Date.

September 30, 2015

If debt were milk, this milk would be rotten. I am speaking about old debt, or time-barred debt.  This article addresses time-barred debt, how to respond to time-barred debt, and how bankruptcy may play into the analysis.

Bankruptcy Hearing – What If I Cannot Attend on the Date the Hearing is Set For?

September 3, 2015

Every time a bankruptcy is filed, a corresponding bankruptcy hearing is set.  This hearing is commonly called the “Meeting of Creditors” hearing, or the 341(a) hearing (which is the section of the bankruptcy code that establishes this mandatory hearing requirement).  At this hearing, a bankruptcy trustee will ask a series of questions (as described in…

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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship.

 

I am debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.